| Index | Lockney | Texas | National |
| Cost of living | 84 | 94 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 96 | 98 | 100 |
| Housing | 48 | 83 | 100 |
| Transportation | 103 | 98 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 95 | 98 | 100 |
| Household Items | 96 | 98 | 100 |
| Education & Childcare | 103 | 98 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $113,654 | $9,471 | $2,652 | $3,410 |
| Renters | $41,955 | $3,496 | $979 | $1,259 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Floydada, TX | 2,763 | 81 | 19.2% |
| Seth Ward, TX | 1,919 | 81 | 19.1% |
| Lockney, TX | 1,672 | 84 | 16.3% |
| City | Population | Cost of Living Index | National Avg. |
| Callender, CA | 1,672 | 178 | 77.8% |
| Montgomery, WV | 1,672 | 82 | 17.9% |
| Ronceverte, WV | 1,672 | 91 | 9.4% |
| Franklin, QC | 1,672 | n/a | |
| Stony Point, MI | 1,671 | 95 | 4.7% |
| Lockney, TX | 1,672 | 84 | 16.3% |