F
24%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
83%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lisle Illinois National
Cost of living12498100
Groceries99100100
Health care97100100
Housing18395100
Transportation99101100
Utilities9899100
Lifestyle & Entertainment103100100
Household Items98100100
Education & Childcare102100100
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An Overview of Cost of Living in Lisle, IL

Are you thinking about relocating, but curious about the potential cost of living in Lisle? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Lisle stands at 124, making it 24% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

If you value affordability in your search for a new place to live, Lisle may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Lisle falls into this category, which may not align with your desire for an affordable place to call home.

Housing costs significantly influence the Lisle cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 82.8%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

Is Lisle Affordable?

Is Lisle affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Lisle, the median home price is 101.7% higher than the national average and monthly rent prices are 38.5% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Lisle boasting a median household income of $143,450, 76.4% higher than the national average.

What Factors can Influence the Cost of Living in Lisle?

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Lisle, the housing index stands at 82.8% higher than the national average.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Lisle, the healthcare costs are 2.8% lower than the national average.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Lisle comes in at 2% lower than the national average.

Where is the Data From?

The Lisle cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Lisle is 26% higher than the Illinois average
  • The cost of living in Lisle is 24% higher than the national average
  • Lisle housing is 83% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Lisle

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Compare Lisle, IL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$200,435$16,703$4,677$6,014
      Renters$95,300$7,942$2,224$2,859
      The affordability of the housing market in Lisle, IL as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Lisle homeowners, the median income is $200,435. This indicates that a monthly maximum of $4,677 should be spent by homeowners on all housing related costs. Renters have a median income of $95,300. This indicates that renters would have a maximum of $2,224 for their rent related monthly costs.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hodgkins, IL1,8178316.9%
      Maywood, IL23,986963.6%
      Broadview, IL7,841990.9%
      Bellwood, IL19,287991.0%
      Summit, IL11,4721000.1%
      Lisle, IL24,01012424.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Maywood, IL23,986963.6%
      Fairfax, VA24,03716059.7%
      Watertown, WI24,039954.6%
      Westchase, FL23,97513030.5%
      Moses Lake, WA24,0551076.8%
      Lisle, IL24,01012424.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.