Cost Of Living in Lincolndale, NY

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F

46%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

135%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Lincolndale	New York	National
Cost of living	146	121	100
Groceries	107	106	100
Health care	111	110	100
Housing	235	144	100
Transportation	105	113	100
Utilities	112	112	100
Lifestyle & Entertainment	110	111	100
Household Items	107	106	100
Education & Childcare	112	118	100

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Homes For Sale In Lincolndale, NY

70 Krystal Dr

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24 Florence Dr

Mahopac, NY

17 Greenwood Dr

Mahopac, NY

7 Tulip Rd

Lake Lincolndale, NY

Cost Of Living Quick Facts

The cost of living in Lincolndale is 21% higher than the New York average
The cost of living in Lincolndale is 46% higher than the national average
Lincolndale housing is 135% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$232,600	$19,383	$5,427	$6,979
Renters	$0	$0	$0	$0

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Watchtower, NY	2,176	109	8.6%
Copake Hamlet, NY	164	104	3.8%
Fishkill, NY	2,023	116	15.7%
Fort Montgomery, NY	1,939	118	17.6%
Highland Falls, NY	3,960	118	17.7%
Lincolndale, NY	1,436	146	46.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Springfield, CO	1,436	90	10.4%
Van Meter, IA	1,436	97	2.9%
Monticello, MS	1,436	82	17.6%
Princeton, NC	1,436	88	11.7%
Valley Mills, TX	1,436	89	11.0%
Lincolndale, NY	1,436	146	46.5%