Cost Of Living in Lily Lake, IL

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F

28%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

94%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Lily Lake	Illinois	National
Cost of living	128	98	100
Groceries	102	100	100
Health care	102	100	100
Housing	194	95	100
Transportation	98	101	100
Utilities	97	99	100
Lifestyle & Entertainment	98	100	100
Household Items	100	100	100
Education & Childcare	96	100	100

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Homes For Sale In Lily Lake, IL

5N675 Cochise Dr

Maple Park, IL

43W750 N Sunset Views Dr

St Charles, IL

Cost Of Living Quick Facts

The cost of living in Lily Lake is 30% higher than the Illinois average
The cost of living in Lily Lake is 28% higher than the national average
Lily Lake housing is 94% higher than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$177,538	$14,795	$4,142	$5,327
Renters	$194,628	$16,219	$4,541	$5,839

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Kingston, IL	1,230	97	3.3%
Genoa, IL	5,209	97	2.8%
Waterman, IL	1,801	98	2.5%
DeKalb, IL	44,075	98	2.2%
Cortland, IL	4,384	101	1.1%
Lily Lake, IL	1,360	128	27.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Augusta, KY	1,360	81	19.1%
Frankfort, OH	1,360	88	11.7%
Monroeville, OH	1,360	85	14.9%
Flemington, PA	1,360	91	9.0%
Loganville, PA	1,360	105	4.5%
Lily Lake, IL	1,360	128	27.6%