Lerna, Illinois Cost Of Living

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Overall 21%

Goods & Services 9%

Housing 57%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Lerna	Illinois	National
Cost of living	79	98	100
Goods & Services	91	98	100
Groceries	93	97	100
Health care	85	100	100
Housing	43	95	100
Transportation	99	112	100
Utilities	108	97	100

Key findings

The cost of living in Lerna is 19% lower than the Illinois average
The cost of living in Lerna is 21% lower than the national average
Lerna housing is 57% lower than the national average
Illinois general sales tax is 23% higher than the national average
Illinois state income tax is 101% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$53,750	$4,479	$1,254	$1,613
Renters	$20,833	$1,736	$486	$625

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Goods & Services

Item	Lerna	National avg.	Difference
Haircut	$19.66	$17.49	12.4%
Beauty Salon	$33.50	$38.17	12.2%
Toothpaste	$1.82	$2.32	21.6%
Shampoo	$0.89	$1.01	12.0%
Movie	$9.39	$10.72	12.4%
Bowling	$15.00	$13.86	8.2%

Groceries

Item	Lerna	National avg.	Difference
Ground Beef	$4.09	$3.90	4.9%
Fried Chicken	$0.87	$1.40	37.7%
Milk	$0.89	$1.96	54.6%
Potatoes	$3.91	$3.18	22.8%
Pizza	$9.49	$10.39	8.7%
Beer	$8.49	$9.23	8.0%

Health Care

Item	Lerna	National avg.	Difference
Optometrist	$77.00	$106.34	27.6%
Doctor	$102.00	$115.25	11.5%
Dentist	$72.67	$98.38	26.1%
Ibuprofen	$7.98	$9.26	13.8%
Lipitor	$511.31	$466.47	9.6%

Housing

Item	Lerna	National avg.	Difference
Home Price	$66,400.00	$184,700.00	64.0%
Avg. Mortgage Payment	$1,001.02	$1,273.32	21.4%
Apartment Rent	$575.00	$949.00	39.4%

Transportation

Item	Lerna	National avg.	Difference
Gasoline	$2.86	$2.59	10.3%
Tire Balancing	$41.00	$48.90	16.1%

Utilities

Item	Lerna	National avg.	Difference
All Electricity	$187.09	$167.60	11.6%
Phone	$188.52	$163.42	15.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Allenville, IL	169	78	-22%
Greenup, IL	1,738	79	-21%
Toledo, IL	1,372	79	-21%
Jewett, IL	226	80	-20%
Gays, IL	293	80	-20%
Lerna, IL	272	79	-21%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Claremont, IL	272	85	-15%
Woody Creek, CO	272	297	197%
Taylor, MS	272	89	-11%
Partridge, KS	272	84	-16%
Kelly, NC	272	102	2%
Lerna, IL	272	79	-21%

Source: The Lerna, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Lerna, IL Cost of Living

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