| Index | Lawton | Oklahoma | National |
| Cost of living | 87 | 88 | 100 |
| Groceries | 97 | 96 | 100 |
| Health care | 93 | 95 | 100 |
| Housing | 68 | 70 | 100 |
| Transportation | 98 | 96 | 100 |
| Utilities | 91 | 96 | 100 |
| Lifestyle & Entertainment | 95 | 94 | 100 |
| Household Items | 94 | 97 | 100 |
| Education & Childcare | 93 | 93 | 100 |

Are you thinking about relocating, but curious about the potential cost of living in Lawton? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Lawton stands at 87, making it 13% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The real experts on a city are its residents. That's why we reached out to 13 locals to get their views on the cost of living in Lawton. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 38% found it budget-friendly with decreasing prices, while 62% said it's simply not affordable as prices have continued to rise.
Is Lawton an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Lawton, the median home price is 38.2% lower than what most folks pay across the country, and monthly rent prices are 16.7% lower than the usual rates. Income levels in Lawton come in at $71,979, which is 11.5% lower than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Lawton, healthcare costs are 7.5% lower than the national average.
Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.
The Lawton cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $100,593 | $8,383 | $2,347 | $3,018 |
| Renters | $52,917 | $4,410 | $1,235 | $1,588 |
| State | General Sales Tax | With Max Surtax |
| Oklahoma | 4.5% | 11% |
| State | Income Tax (Low) | Income Tax (High) |
| Oklahoma | 0.25% | 4.75% |
| City | Population | Cost of Living Index | National Avg. |
| Sterling, OK | 698 | 81 | 19.3% |
| Geronimo, OK | 1,227 | 83 | 17.1% |
| Fletcher, OK | 1,006 | 85 | 14.5% |
| Chattanooga, OK | 474 | 86 | 14.5% |
| Cache, OK | 2,903 | 89 | 11.3% |
| Lawton, OK | 97,207 | 87 | 13.2% |
| City | Population | Cost of Living Index | National Avg. |
| Lynn, MA | 97,235 | 134 | 34.4% |
| South Gate, CA | 97,255 | 144 | 44.3% |
| Sunrise, FL | 97,297 | 112 | 12.2% |
| New Bedford, MA | 97,315 | 116 | 16.5% |
| Livonia, MI | 97,392 | 102 | 1.5% |
| Lawton, OK | 97,207 | 87 | 13.2% |