Cost of Living in Laurel, MT

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A+
1%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Laurel Montana National
Cost of living99102100
Groceries102103100
Health care103102100
Housing91101100
Transportation102100100
Utilities107104100
Lifestyle & Entertainment98100100
Household Items100100100
Education & Childcare103102100
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Homes For Sale In Laurel, MT

property for sale

910 10th Ave

Laurel, MT
property for sale

807 W 12th St

Laurel, MT
property for sale

2125 Saddleback Dr

Laurel, MT
property for sale

1830 W Maryland Ln

Laurel, MT
See the Newest Homes For Sale In Laurel, MT

Cost Of Living Quick Facts

  • The cost of living in Laurel is 3% lower than the Montana average
  • The cost of living in Laurel is 1% lower than the national average
  • Laurel housing is 9% lower than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Laurel

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Compare Laurel, MT Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$99,395$8,283$2,319$2,982
      Renters$53,184$4,432$1,241$1,596
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Laurel, MT, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Laurel homeowners, is $99,395. This would allow for a maximum of $2,319 per month to be spent on housing costs. For renters, the median monthly income is $53,184 which would result in a maximum of $1,241 to be spent on rental costs.

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Silesia, MT161022.2%
      Edgar, MT152936.9%
      Joliet, MT655963.6%
      Park City, MT1,1291032.6%
      Billings, MT113,2441076.7%
      Laurel, MT6,995991.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Taneytown, MD6,99511413.5%
      St. Albans, VT6,9951043.9%
      Mount Healthy, OH6,9968614.2%
      Mira Monte, CA6,99917070.2%
      Marble Falls, TX6,9901021.8%
      Laurel, MT6,995991.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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