Lathrop, California Cost Of Living

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Overall 22%

Goods & Services 1%

Housing 46%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Lathrop	California	National
Cost of living	122	140	100
Goods & Services	101	111	100
Groceries	125	118	100
Health care	100	113	100
Housing	146	196	100
Transportation	124	128	100
Utilities	129	118	100

Key findings

The cost of living in Lathrop is 13% lower than the California average
The cost of living in Lathrop is 22% higher than the national average
Lathrop housing is 46% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$68,763	$5,730	$1,604	$2,063
Renters	$56,585	$4,715	$1,320	$1,698

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Lathrop, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Lathrop homeowners, is $68,763. This would allow for a maximum of $1,604 per month to be spent on housing costs. For renters, the median monthly income is $56,585 which would result in a maximum of $1,320 to be spent on rental costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Lathrop	National avg.	Difference
Haircut	$18.00	$17.49	2.9%
Beauty Salon	$40.50	$38.17	6.1%
Toothpaste	$2.77	$2.32	19.3%
Shampoo	$1.46	$1.01	44.3%
Movie	$11.63	$10.72	8.4%
Bowling	$16.38	$13.86	18.2%

Groceries

Item	Lathrop	National avg.	Difference
Ground Beef	$4.63	$3.90	18.7%
Fried Chicken	$1.61	$1.40	15.4%
Milk	$2.76	$1.96	40.7%
Potatoes	$3.02	$3.18	5.1%
Pizza	$15.59	$10.39	50.0%
Beer	$9.85	$9.23	6.7%

Health Care

Item	Lathrop	National avg.	Difference
Optometrist	$114.40	$106.34	7.6%
Doctor	$124.33	$115.25	7.9%
Dentist	$83.10	$98.38	15.5%
Ibuprofen	$12.12	$9.26	30.9%
Lipitor	$489.24	$466.47	4.9%

Housing

Item	Lathrop	National avg.	Difference
Home Price	$250,400.00	$184,700.00	35.6%
Avg. Mortgage Payment	$1,816.22	$1,273.32	42.6%
Apartment Rent	$1,602.00	$949.00	68.8%

Transportation

Item	Lathrop	National avg.	Difference
Gasoline	$3.37	$2.59	30.1%
Tire Balancing	$57.49	$48.90	17.6%

Utilities

Item	Lathrop	National avg.	Difference
All Electricity	$253.20	$167.60	51.1%
Phone	$182.40	$163.42	11.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Farmington, CA	97	113	13%
Kennedy, CA	3,641	96	-4%
August, CA	7,781	97	-3%
Taft Mosswood, CA	936	99	-1%
Garden Acres, CA	11,209	100	0%
Lathrop, CA	20,331	122	22%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Schofield Barracks, HI	20,330	180	80%
American Canyon, CA	20,334	148	48%
Gardner, MA	20,334	107	7%
Mililani Mauka, HI	20,322	189	89%
Crest Hill, IL	20,316	97	-3%
Lathrop, CA	20,331	122	22%

Source: The Lathrop, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.