Cost of Living in Lanai City, HI

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F
51%
Overall NAT. AVG.
27%
Groceries NAT. AVG.
113%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lanai City Hawaii National
Cost of living151163100
Groceries127126100
Health care119119100
Housing213252100
Transportation120121100
Utilities130131100
Lifestyle & Entertainment126127100
Household Items116115100
Education & Childcare132132100
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Homes For Sale In Lanai City, HI

property for sale

476 Kamoku Pl

Lanai City, HI
property for sale

1503 Pakali St

Lanai City, HI
property for sale

1203 Lanai Ave

Lanai City, HI
property for sale

1136 Fraser Ave

Lanai City, HI

Cost Of Living Quick Facts

  • The cost of living in Lanai City is 7% lower than the Hawaii average
  • The cost of living in Lanai City is 51% higher than the national average
  • Lanai City housing is 113% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Lanai City

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Compare Lanai City, HI Cost of Living

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      Transportation index
      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$84,135$7,011$1,963$2,524
      Renters$90,356$7,530$2,108$2,711

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kaanapali, HI1,147271170.5%
      Manele, HI43406306.1%
      Lanai City, HI2,95815150.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Butler, IN2,9588415.8%
      Natalbany, LA2,9588910.9%
      Bishop's Falls, NL2,958n/a 
      Bunnell, FL2,957954.9%
      Claryville, KY2,9571000.0%
      Lanai City, HI2,95815150.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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