Cost of Living in Lakeland, NY

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B+
2%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
16%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lakeland New York National
Cost of living102121100
Groceries105106100
Health care110110100
Housing84144100
Transportation110113100
Utilities114112100
Lifestyle & Entertainment108111100
Household Items105106100
Education & Childcare117118100
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Homes For Sale In Lakeland, NY

property for sale

201 Niagara Ave N

Syracuse, NY
property for sale

126 Alhan Pkwy

Syracuse, NY
property for sale

116 Brantford Path

Syracuse, NY
property for sale

123 Brantford Path

Syracuse, NY

Cost Of Living Quick Facts

  • The cost of living in Lakeland is 16% lower than the New York average
  • The cost of living in Lakeland is 2% higher than the national average
  • Lakeland housing is 16% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Lakeland

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$118,428$9,869$2,763$3,553
      Renters$62,108$5,176$1,449$1,863

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bridgeport, NY1,3828911.2%
      Fulton, NY11,649937.0%
      Jordan, NY1,489954.8%
      Lyncourt, NY4,034954.6%
      Syracuse, NY146,063954.5%
      Lakeland, NY2,6051021.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      McLeansboro, IL2,6048317.4%
      Dennison, OH2,6048317.0%
      Lyford, TX2,6048119.3%
      Chase, BC2,604n/a 
      Cannon AFB, NM2,6061055.4%
      Lakeland, NY2,6051021.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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