A+
3%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
16%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lake Jackson Texas National
Cost of living10394100
Groceries9898100
Health care9798100
Housing11683100
Transportation9598100
Utilities104103100
Lifestyle & Entertainment10198100
Household Items9898100
Education & Childcare9698100
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An Overview of Cost of Living in Lake Jackson, TX

Knowing the cost of living in Lake Jackson allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Lake Jackson stands at 103, marking it 3% higher than the national average.

The cost of living in Lake Jackson aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Lake Jackson residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

What Do Locals Say About the Cost of Living in Lake Jackson?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 8 locals to understand their opinions on the cost of living in Lake Jackson. The results indicated that 75% found it reasonably priced with decreasing prices of goods and services, while 25% viewed it as quite expensive, with increasing prices.

Is Lake Jackson Affordable?

Is Lake Jackson an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Lake Jackson is 11.9% higher than the national average, while the average monthly rent prices are 25.4% higher than average. The affordability of any location can also be influenced by median income levels. Lake Jackson has a median household income of $119,465, which is 46.9% higher than the national average.

What Factors can Influence the Cost of Living in Lake Jackson?

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Lake Jackson, the groceries index is 2% lower than the national average.

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Lake Jackson, the healthcare costs are 3% lower than the national average.

Where is the Data From?

The Lake Jackson cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Lake Jackson is 10% higher than the Texas average
  • The cost of living in Lake Jackson is 3% higher than the national average
  • Lake Jackson housing is 16% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Lake Jackson

See all the best places to live around Lake Jackson

Compare Lake Jackson, TX Cost of Living

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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$159,387$13,282$3,719$4,782
      Renters$97,885$8,157$2,284$2,937
      A good indicator of the general affordability of housing in Lake Jackson, TX, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Lake Jackson, the median monthly income is $159,387 for those who own their own homes. Under the standard rule, that income level would allow for $3,719 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $97,885, per the median income in the area. That would allow for renters to spend up to $2,284 on monthly rental expenses.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Holiday Lakes, TX1,0108515.2%
      Freeport, TX12,5418712.7%
      Brazoria, TX3,149909.5%
      Sweeny, TX3,804928.3%
      West Columbia, TX4,010936.7%
      Lake Jackson, TX28,0601033.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wakefield, MA28,06115857.8%
      Glen Cove, NY28,05715655.9%
      Plum, PA28,078991.5%
      Belmont, CA28,035284184.4%
      Citrus Park, FL28,08511717.4%
      Lake Jackson, TX28,0601033.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.