Cost of Living in Ladysmith, WI

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14%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
47%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ladysmith Wisconsin National
Cost of living8696100
Groceries9999100
Health care9898100
Housing5389100
Transportation10198100
Utilities102101100
Lifestyle & Entertainment10098100
Household Items9699100
Education & Childcare10298100
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Homes For Sale In Ladysmith, WI

property for sale

W6283 County Road I

Ladysmith, WI
property for sale

1305 River Ave E

Ladysmith, WI
property for sale

N5353 Thornapple Rd

Ladysmith, WI
property for sale

9618 W Mile RD

Ladysmith, WI
See the Newest Homes For Sale In Ladysmith, WI

Cost Of Living Quick Facts

  • The cost of living in Ladysmith is 10% lower than the Wisconsin average
  • The cost of living in Ladysmith is 14% lower than the national average
  • Ladysmith housing is 47% lower than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Ladysmith

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Compare Ladysmith, WI Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$77,525$6,460$1,809$2,326
      Renters$41,498$3,458$968$1,245

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ingram, WI638019.9%
      Bruce, WI8378316.7%
      Exeland, WI2348416.2%
      Jump River, WI268415.6%
      Sheldon, WI2668514.6%
      Ladysmith, WI3,1968614.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Erlands Point-Kitsap Lake, WA3,19611211.7%
      Clayton, NM3,1958416.4%
      Silt, CO3,19712322.8%
      Graymoor-Devondale, KY3,1971087.8%
      Waialua, HI3,19418483.5%
      Ladysmith, WI3,1968614.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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