F
100%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
338%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ladue Missouri National
Cost of living20090100
Groceries9996100
Health care9897100
Housing43877100
Transportation9596100
Utilities9395100
Lifestyle & Entertainment9995100
Household Items9897100
Education & Childcare9795100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Cost Of Living Quick Facts

  • The cost of living in Ladue is 121% higher than the Missouri average
  • The cost of living in Ladue is 100% higher than the national average
  • Ladue housing is 338% higher than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Ladue

See all the best places to live around Ladue

Compare Ladue, MO Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Ladue?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Ladue?
      Write a review to give others more information about this area.
      See all Ladue poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$370,045$30,837$8,634$11,102
      Renters$0$0$0$0
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Ladue, MO, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Ladue homeowners, is $370,045. This would allow for a maximum of $8,634 per month to be spent on housing costs. For renters, the median monthly income is $0 which would result in a maximum of $0 to be spent on rental costs.

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Champ, MO3964.1%
      Peaceful Village, MO956931.1%
      Brooklyn, IL4457426.2%
      East St. Louis, IL27,0337722.5%
      Alorton, IL2,1497822.3%
      Ladue, MO8,90320099.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Coaticook, QC8,901n/a 
      Edgemere, MD8,90612222.5%
      Swissvale, PA8,899937.0%
      Lake Villa, IL8,90711211.9%
      Kirby, TX8,908945.6%
      Ladue, MO8,90320099.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.