Cost Of Living in Kirvin, TX

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18%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

57%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Kirvin	Texas	National
Cost of living	82	94	100
Groceries	99	98	100
Health care	99	98	100
Housing	43	83	100
Transportation	96	98	100
Utilities	107	103	100
Lifestyle & Entertainment	94	98	100
Household Items	99	98	100
Education & Childcare	103	98	100

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Homes For Sale In Kirvin, TX

525 FM 80 N

Streetman, TX

Cost Of Living Quick Facts

The cost of living in Kirvin is 13% lower than the Texas average
The cost of living in Kirvin is 18% lower than the national average
Kirvin housing is 57% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$74,951	$6,246	$1,749	$2,249
Renters	$72,996	$6,083	$1,703	$2,190

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Richland, TX	284	78	22.1%
Streetman, TX	331	79	21.4%
Mexia, TX	7,473	85	14.6%
Wortham, TX	1,351	86	14.1%
Teague, TX	3,634	86	13.8%
Kirvin, TX	172	82	17.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Elgin, AZ	172	151	51.2%
Vernon, AZ	172	99	0.6%
Sierraville, CA	172	104	3.8%
Sisquoc, CA	172	126	26.4%
Castalia, IA	172	84	15.6%
Kirvin, TX	172	82	17.8%