Cost of Living in Elgin, AZ

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F
51%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
165%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Elgin Arizona National
Cost of living151101100
Groceries99101100
Health care101101100
Housing26596100
Transportation102102100
Utilities111111100
Lifestyle & Entertainment104103100
Household Items101101100
Education & Childcare102103100
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Homes For Sale In Elgin, AZ

property for sale

TBD Mountain View Rd Lot 8

Elgin, AZ
property for sale

6 Lone Mesquite Ct Lot 6

Elgin, AZ
property for sale

4290 Highway 82

Elgin, AZ
property for sale

277 Canelo Rd

Elgin, AZ

Cost Of Living Quick Facts

  • The cost of living in Elgin is 50% higher than the Arizona average
  • The cost of living in Elgin is 51% higher than the national average
  • Elgin housing is 165% higher than the national average
  • Arizona general sales tax is 10% higher than the national average
  • Arizona state income tax is 4% lower than the national average

Most Affordable Places to Live in and Around Elgin

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$0$0$0$0

      Arizona Sales Tax

      State General Sales Tax With Max Surtax
      Arizona 5.6% 10.725%

      Arizona Income Tax

      State Income Tax (Low) Income Tax (High)
      Arizona 2.5% 2.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Huachuca City, AZ2,0308911.2%
      Whetstone, AZ3,057973.5%
      Patagonia, AZ8521087.7%
      Sonoita, AZ74412828.5%
      Elgin, AZ17215151.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Vernon, AZ172990.6%
      Sierraville, CA1721043.8%
      Sisquoc, CA17212626.4%
      Castalia, IA1728415.6%
      Randolph, KS1728614.2%
      Elgin, AZ17215151.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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