Kingston cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexKingstonNew YorkNational
Cost of living index103117100
IndexKingstonNew YorkNational
Goods & Services index106108100
Groceries index115108100
Health care index102101100
Housing index95145100
Transportation index100102100
Utilities index10097100
A general summary of the cost of living index in Kingston, NY is shown above. Compared to the state average of New York the cost of living index in Kingston, NY is 103, which is 12% lower than the average in New York and compared to the national average it is 3% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Kingston, NY goods and services come in at 2% lower than the average in New York and are 6% higher than compared to the nationwide average.
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Did you know?

  • The cost of living in Kingston is 12% lower than the New York average.
  • The cost of living in Kingston is 3% higher than the national average.
  • The cost of housing in Kingston is 5% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

Compare Kingston, NY Cost of living To Other Cities


      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      The salary calculator is meant to help you compare your salary in Kingston, NY to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Kingston, NY, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Kingston, NY salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      How much of your monthly income goes to housing can tell you whether or not you can afford housing in Kingston, NY, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Kingston, NY homeowners have a median income of $68,250. Using that number, you will come up with a maximum of $1,592 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $29,917, which means there is a maximum of $698 to be spent on the costs of renting a home or apartment.

      New York Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      New York4%8.875%

      New York Income Tax

      StateIncome Tax (Low)Income Tax (High)
      New York4%8.82%
      When considering the overall cost of living expenses in Kingston, NY, it's important to take into account the sales tax for New York, as well as the rate for income tax in New York. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for New York is 8.875%, and the sales tax in the state of New York is 4%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in New York starts from 4% and goes up to 8.82%.

      Goods & Services

      ItemKingstonNational avg.Difference
      Haircut $21.50$17.4922.9%
      Beauty Salon $43.50$38.1714.0%
      Toothpaste $2.34$2.320.8%
      Shampoo $0.94$1.017.1%
      Movie $13.40$10.7225.0%
      Bowling $15.75$13.8613.6%


      ItemKingstonNational avg.Difference
      Ground Beef $4.51$3.9015.6%
      Fried Chicken $1.41$1.401.0%
      Milk $2.09$1.966.5%
      Potatoes $3.99$3.1825.4%
      Pizza $10.57$10.391.7%
      Beer $9.99$9.238.2%

      Health Care

      ItemKingstonNational avg.Difference
      Optometrist $143.00$106.3434.5%
      Doctor $114.16$115.250.9%
      Dentist $98.00$98.380.4%
      Ibuprofen $9.41$9.261.6%
      Lipitor $466.00$466.470.1%


      ItemKingstonNational avg.Difference
      Home Price $167,000.00$184,700.009.6%
      Avg. Mortgage Payment $1,474.52$1,273.3215.8%
      Apartment Rent $1,018.00$949.007.3%


      ItemKingstonNational avg.Difference
      Gasoline $2.74$2.595.7%
      Tire Balancing $45.73$48.906.5%


      ItemKingstonNational avg.Difference
      All Electricity$164.78$167.601.7%
      Phone $185.38$163.4213.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      East Kingston, NY50699-1%
      Accord, NY5351033%
      Lincoln Park, NY2,0911022%
      Lake Katrine, NY2,4081044%
      Rosendale Hamlet, NY1,2451044%
      Kingston, NY23,5061033%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Cloverleaf, TX23,50588-12%
      Faribault, MN23,53093-7%
      Candler-McAfee, GA23,47891-9%
      Keene, NH23,53711010%
      Dinuba, CA23,4651088%
      Kingston, NY23,5061033%
      Source: The Kingston, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.