A
3%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
10%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Kingsland Georgia National
Cost of living10396100
Groceries10499100
Health care10799100
Housing9088100
Transportation10899100
Utilities116102100
Lifestyle & Entertainment112100100
Household Items105100100
Education & Childcare10999100
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An Overview of Cost of Living in Kingsland, GA

Knowing the cost of living in Kingsland allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Kingsland stands at 103, marking it 3% higher than the national average.

The cost of living in Kingsland aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Kingsland residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Is Kingsland Affordable?

Is Kingsland affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Kingsland, the median home price is 11.9% lower than the national average and monthly rent prices are 3.9% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Kingsland boasting a median household income of $80,827, 0.6% lower than the national average.

What Factors can Influence the Cost of Living in Kingsland?

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Kingsland, healthcare costs are 6.9% higher than the national average.

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Kingsland, the housing index stands at 9.5% lower than the national average.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Kingsland, the transportation index stands at 8.2% higher than the national average.

Where is the Data From?

The cost of living estimates displayed for Kingsland are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Kingsland is 7% higher than the Georgia average
  • The cost of living in Kingsland is 3% higher than the national average
  • Kingsland housing is 10% lower than the national average
  • Georgia general sales tax is 22% lower than the national average
  • Georgia state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Kingsland

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Compare Kingsland, GA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$104,809$8,734$2,445$3,145
      Renters$55,801$4,650$1,302$1,674
      The affordability of the housing market in Kingsland, GA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Kingsland homeowners, the median income is $104,809. This indicates that a monthly maximum of $2,445 should be spent by homeowners on all housing related costs. Renters have a median income of $55,801. This indicates that renters would have a maximum of $1,302 for their rent related monthly costs.

      Georgia Sales Tax

      State General Sales Tax With Max Surtax
      Georgia 4% 8%

      Georgia Income Tax

      State Income Tax (Low) Income Tax (High)
      Georgia 1% 5.57%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Woodbine, GA1,370945.5%
      Hilliard, FL3,2961022.0%
      St. Marys, GA18,7201087.8%
      Yulee, FL13,79411010.4%
      Kings Bay Base, GA3,17711413.7%
      Kingsland, GA18,0881032.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bay City, TX18,090919.2%
      North Grenville, ON18,083n/a 
      Otsego, MN18,07811514.9%
      Pelham, ON18,077n/a 
      Greenfield Town, MA18,0761098.6%
      Kingsland, GA18,0881032.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.