F
31%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
95%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Kendall Florida National
Cost of living131102100
Groceries102102100
Health care104104100
Housing19597100
Transportation100103100
Utilities108110100
Lifestyle & Entertainment105104100
Household Items103102100
Education & Childcare103106100
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An Overview of Cost of Living in Kendall, FL

The cost of living in Kendall affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Kendall is 131, which is 31% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

If you prioritize affordability when seeking a new place to live, Kendall may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Kendall falls into this category, which may not align with your preferences for a budget-friendly living environment.

When it comes to the cost of living in Kendall, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 94.8% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Kendall Affordable?

Is Kendall affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Kendall, the median home price is 109.6% higher than the national average and monthly rent prices are 60.4% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Kendall boasting a median household income of $107,653, 32.4% higher than the national average.

What Factors can Influence the Cost of Living in Kendall?

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Kendall, the transportation index is 0.4% higher than the national average.

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Kendall, the prevailing sales tax rate starts at 6%, and income tax rates kick off at 0%.

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Where is the Data From?

The Kendall cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Kendall is 28% higher than the Florida average
  • The cost of living in Kendall is 31% higher than the national average
  • Kendall housing is 95% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Kendall

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Compare Kendall, FL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$136,734$11,395$3,190$4,102
      Renters$84,034$7,003$1,961$2,521
      The affordability of the housing market in Kendall, FL as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Kendall homeowners, the median income is $136,734. This indicates that a monthly maximum of $3,190 should be spent by homeowners on all housing related costs. Renters have a median income of $84,034. This indicates that renters would have a maximum of $1,961 for their rent related monthly costs.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Homestead Base, FL7481054.9%
      Medley, FL1,0768910.7%
      Gladeview, FL13,938991.4%
      West Little River, FL33,2291043.6%
      Brownsville, FL18,1701054.9%
      Kendall, FL79,66013130.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Jonesboro, AR79,653927.8%
      Saint-Jérôme, QC79,702n/a 
      Waldorf, MD79,55412827.5%
      Rapid City, SD79,549991.0%
      Lake Charles, LA79,542945.8%
      Kendall, FL79,66013130.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.