| Index | Keller | Texas | National |
| Cost of living | 134 | 94 | 100 |
| Groceries | 100 | 98 | 100 |
| Health care | 99 | 98 | 100 |
| Housing | 212 | 83 | 100 |
| Transportation | 100 | 98 | 100 |
| Utilities | 101 | 103 | 100 |
| Lifestyle & Entertainment | 100 | 98 | 100 |
| Household Items | 99 | 98 | 100 |
| Education & Childcare | 102 | 98 | 100 |
Knowing the cost of living in Keller allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Keller stands at 134, marking it 34% higher than the national average.
If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Keller is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Keller falls into this category, which may not align with your goal of finding a budget-friendly living environment.
Housing costs make up a big chunk of the cost of living in Keller, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 111.7% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Locals have the inside scoop on their city. So, we polled 18 residents in Keller to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 44% find it reasonable with decreasing prices, but 56% think it's quite pricey, with prices that continue to rise.
Wondering if Keller is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Keller, for example, the median home price is 133% higher than what folks pay nationally, and monthly rent is 62% higher than the usual rates. Plus, income levels matter too, with Keller boasting a median household income of $225,684, which is 177.5% higher than the national average.
Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Keller, the transportation index is 0.2% higher than the national average.
Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Keller, is 111.7% higher than the national average.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Keller starts at 6.25% and the income tax rates start at 0%.
The Keller cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $255,486 | $21,291 | $5,961 | $7,665 |
| Renters | $114,134 | $9,511 | $2,663 | $3,424 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Corral City, TX | 14 | 99 | 1.3% |
| Sansom Park, TX | 5,730 | 91 | 9.4% |
| Blue Mound, TX | 2,372 | 93 | 6.8% |
| White Settlement, TX | 18,316 | 95 | 5.0% |
| River Oaks, TX | 7,830 | 95 | 4.7% |
| Keller, TX | 48,412 | 134 | 33.5% |
| City | Population | Cost of Living Index | National Avg. |
| Ocoee, FL | 48,411 | 116 | 16.4% |
| Elmhurst, IL | 48,413 | 135 | 34.6% |
| Roseville, MI | 48,471 | 89 | 11.3% |
| Charleston, WV | 48,539 | 92 | 8.1% |
| Euclid, OH | 48,275 | 85 | 15.0% |
| Keller, TX | 48,412 | 134 | 33.5% |
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