Cost of Living in Kalaheo, HI

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F
83%
Overall NAT. AVG.
24%
Groceries NAT. AVG.
224%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Kalaheo Hawaii National
Cost of living183163100
Groceries124126100
Health care116119100
Housing324252100
Transportation117121100
Utilities131131100
Lifestyle & Entertainment126127100
Household Items112115100
Education & Childcare132132100
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Homes For Sale In Kalaheo, HI

property for sale

3278 Wawae Rd #1

Kalaheo, HI
property for sale

3685 Waha Rd

Kalaheo, HI
property for sale

4580 Kuli Rd

Kalaheo, HI
property for sale

1161 Nohea St

Kalaheo, HI

Cost Of Living Quick Facts

  • The cost of living in Kalaheo is 12% higher than the Hawaii average
  • The cost of living in Kalaheo is 83% higher than the national average
  • Kalaheo housing is 224% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Kalaheo

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$133,205$11,100$3,108$3,997
      Renters$107,663$8,972$2,512$3,230
      The affordability of the housing market in Kalaheo, HI as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Kalaheo homeowners, the median income is $133,205. This indicates that a monthly maximum of $3,108 should be spent by homeowners on all housing related costs. Renters have a median income of $107,663. This indicates that renters would have a maximum of $2,512 for their rent related monthly costs.

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pakala Village, HI4711099.2%
      Kaumakani, HI1,19211110.9%
      Kekaha, HI3,33214241.7%
      Eleele, HI2,77115252.2%
      Hanamaulu, HI4,81715252.5%
      Kalaheo, HI5,46418382.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Glasgow Village, MO5,4648217.6%
      Greenacres, CA5,46312020.2%
      Richlands, VA5,4638614.0%
      Rothschild, WI5,463936.8%
      Moores Mill, AL5,465945.8%
      Kalaheo, HI5,46418382.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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