Cost of Living in Kahaluu-Keauhou, HI

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F
98%
Overall NAT. AVG.
34%
Goods & Services NAT. AVG.
207%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Kahaluu-Keauhou Hawaii National
Cost of living198176100
Goods & Services134128100
Groceries157144100
Health care129128100
Housing307252100
Transportation151146100
Utilities209201100
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Homes For Sale In Kahaluu-Keauhou, HI

property for sale

77-6469 Alii Dr #202

Kailua Kona, HI
property for sale

78-6800 Alii Dr #5302

Kailua-Kona, HI
property for sale

78-7075 Holuakai Loop

Kailua Kona, HI
property for sale

78-7030 Alii Dr #301

Kailua Kona, HI

Cost Of Living Quick Facts

  • The cost of living in Kahaluu-Keauhou is 12% higher than the Hawaii average
  • The cost of living in Kahaluu-Keauhou is 98% higher than the national average
  • Kahaluu-Keauhou housing is 207% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Kahaluu-Keauhou

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Compare Kahaluu-Keauhou, HI Cost of Living

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$132,439$11,037$3,090$3,974
      Renters$98,258$8,188$2,293$2,948
      A good way to judge both the affordability of the housing and the cost of living in Kahaluu-Keauhou is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Kahaluu-Keauhou has a median income of about $132,439 for people who own homes. Based on that number, a maximum of $3,090 should be spent on expenses related to housing. Renters have a slightly different median income, which is $98,258. Based on this average, renters should spend no more than $2,293 on all rental costs if they want to maintain a non-impoverished standard of living.

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Goods & Services

      Item Kahaluu-Keauhou National avg. Difference
      Haircut $12.17$27.6255.9%
      Beauty Salon $31.47$51.1138.4%
      Toothpaste $4.08$4.090.2%
      Shampoo $1.72$1.5411.7%
      Movie $10.04$12.8822.0%
      Yoga $13.87$19.6629.5%

      Groceries

      Item Kahaluu-Keauhou National avg. Difference
      Ground Beef $4.25$7.7044.8%
      Fried Chicken $2.19$1.6631.6%
      Milk $3.21$4.7332.3%
      Potatoes $4.25$5.2619.1%
      Pizza $12.30$12.763.6%
      Beer $7.78$10.5526.2%

      Health Care

      Item Kahaluu-Keauhou National avg. Difference
      Optometrist $136.85$140.062.3%
      Doctor $133.68$153.8213.1%
      Dentist $112.79$123.158.4%
      Ibuprofen $13.01$11.7310.9%
      Lipitor $398.63$23.611,588.4%

      Housing

      Item Kahaluu-Keauhou National avg. Difference
      Home Price $1,190,367.00$326,622.00264.4%
      Avg. Mortgage Payment $2,014.49$2,480.2518.8%
      Apartment Rent $2,487.00$1,444.0072.2%

      Transportation

      Item Kahaluu-Keauhou National avg. Difference
      Gasoline $3.16$3.063.5%
      Tire Balancing $72.96$65.2111.9%

      Utilities

      Item Kahaluu-Keauhou National avg. Difference
      All Electricity $431.66$220.1296.1%
      Phone $39.39$195.7179.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kealakekua, HI2,46417070.2%
      Kalaoa, HI11,59417373.4%
      Honaunau-Napoopoo, HI2,59417676.4%
      Captain Cook, HI4,47518382.7%
      Honalo, HI83418484.3%
      Kahaluu-Keauhou, HI7,51419897.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      University Park, IL7,513918.8%
      Nebraska City, NE7,5168613.7%
      Central Huron, ON7,511n/a 
      Iron Mountain, MI7,5178416.2%
      Tolleson, AZ7,5101044.1%
      Kahaluu-Keauhou, HI7,51419897.7%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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