F
Overall 75%
Goods & Services 34%
Housing 131%
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Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexCaptain CookHawaiiNational
Cost of living175176100
Goods & Services134130100
Groceries157155100
Health care129122100
Housing231250100
Transportation151142100
Utilities209187100

Key findings

  • The cost of living in Captain Cook is 1% lower than the Hawaii average
  • The cost of living in Captain Cook is 75% higher than the national average
  • Captain Cook housing is 131% higher than the national average
  • Hawaii general sales tax is 18% lower than the national average
  • Hawaii state income tax is 43% lower than the national average

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Compare Captain Cook, HI Cost of Living

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      Price difference in compared to
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      Groceries index
      Health care index
      Housing index
      Transportation index
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      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$79,125$6,594$1,846$2,374
      Renters$0$0$0$0
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Captain Cook, HI, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Captain Cook homeowners, is $79,125. This would allow for a maximum of $1,846 per month to be spent on housing costs. For renters, the median monthly income is $0 which would result in a maximum of $0 to be spent on rental costs.

      Hawaii Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Hawaii4.166%4.712%

      Hawaii Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Hawaii1.4%11%

      Goods & Services

      ItemCaptain CookNational avg.Difference
      Haircut $12.17$20.2740.0%
      Beauty Salon $31.47$40.3922.1%
      Toothpaste $4.08$2.3673.1%
      Shampoo $1.72$1.0860.1%
      Movie $10.04$10.998.6%
      Bowling $13.87$15.4910.5%

      Groceries

      ItemCaptain CookNational avg.Difference
      Ground Beef $4.25$4.301.0%
      Fried Chicken $2.19$1.4056.4%
      Milk $3.21$2.2045.5%
      Potatoes $4.25$3.2232.1%
      Pizza $12.30$10.7414.5%
      Beer $7.78$9.6018.9%

      Health Care

      ItemCaptain CookNational avg.Difference
      Optometrist $136.85$109.7324.7%
      Doctor $133.68$118.3413.0%
      Dentist $112.79$100.9411.7%
      Ibuprofen $13.01$9.9331.0%
      Lipitor $398.63$469.5315.1%

      Housing

      ItemCaptain CookNational avg.Difference
      Home Price $483,700.00$184,700.00161.9%
      Avg. Mortgage Payment $2,014.49$1,229.6263.8%
      Apartment Rent $1,505.00$949.0058.6%

      Transportation

      ItemCaptain CookNational avg.Difference
      Gasoline $3.16$2.7116.7%
      Tire Balancing $72.96$51.8640.7%

      Utilities

      ItemCaptain CookNational avg.Difference
      All Electricity$431.66$170.84152.7%
      Phone $39.39$187.1879.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      CityPopulationCost of Living IndexNational Avg.
      Honalo, HI2,29015554.6%
      Kealakekua, HI1,96616362.7%
      Honaunau-Napoopoo, HI2,75917372.6%
      Holualoa, HI9,43917474.1%
      Kahaluu-Keauhou, HI3,38117877.8%
      Captain Cook, HI4,37817575.0%

      Cities with similar population

      CityPopulationCost of Living IndexNational Avg.
      Sparta, IL4,3787921.0%
      Whitehouse, OH4,378973.2%
      Tiptonville, TN4,3787524.8%
      Broad Brook, CT4,37711515.3%
      Empire, CA4,3791000.1%
      Captain Cook, HI4,37817575.0%
      Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.