Captain Cook, Hawaii Cost Of Living

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F

Overall 75%

Goods & Services 34%

Housing 131%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Captain Cook	Hawaii	National
Cost of living	175	176	100
Goods & Services	134	130	100
Groceries	157	155	100
Health care	129	122	100
Housing	231	250	100
Transportation	151	142	100
Utilities	209	187	100

Key findings

The cost of living in Captain Cook is 1% lower than the Hawaii average
The cost of living in Captain Cook is 75% higher than the national average
Captain Cook housing is 131% higher than the national average
Hawaii general sales tax is 18% lower than the national average
Hawaii state income tax is 43% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$79,125	$6,594	$1,846	$2,374
Renters	$0	$0	$0	$0

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Captain Cook, HI, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Captain Cook homeowners, is $79,125. This would allow for a maximum of $1,846 per month to be spent on housing costs. For renters, the median monthly income is $0 which would result in a maximum of $0 to be spent on rental costs.

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4.166%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Goods & Services

Item	Captain Cook	National avg.	Difference
Haircut	$12.17	$20.27	40.0%
Beauty Salon	$31.47	$40.39	22.1%
Toothpaste	$4.08	$2.36	73.1%
Shampoo	$1.72	$1.08	60.1%
Movie	$10.04	$10.99	8.6%
Bowling	$13.87	$15.49	10.5%

Groceries

Item	Captain Cook	National avg.	Difference
Ground Beef	$4.25	$4.30	1.0%
Fried Chicken	$2.19	$1.40	56.4%
Milk	$3.21	$2.20	45.5%
Potatoes	$4.25	$3.22	32.1%
Pizza	$12.30	$10.74	14.5%
Beer	$7.78	$9.60	18.9%

Health Care

Item	Captain Cook	National avg.	Difference
Optometrist	$136.85	$109.73	24.7%
Doctor	$133.68	$118.34	13.0%
Dentist	$112.79	$100.94	11.7%
Ibuprofen	$13.01	$9.93	31.0%
Lipitor	$398.63	$469.53	15.1%

Housing

Item	Captain Cook	National avg.	Difference
Home Price	$483,700.00	$184,700.00	161.9%
Avg. Mortgage Payment	$2,014.49	$1,229.62	63.8%
Apartment Rent	$1,505.00	$949.00	58.6%

Transportation

Item	Captain Cook	National avg.	Difference
Gasoline	$3.16	$2.71	16.7%
Tire Balancing	$72.96	$51.86	40.7%

Utilities

Item	Captain Cook	National avg.	Difference
All Electricity	$431.66	$170.84	152.7%
Phone	$39.39	$187.18	79.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Honalo, HI	2,290	155	54.6%
Kealakekua, HI	1,966	163	62.7%
Honaunau-Napoopoo, HI	2,759	173	72.6%
Holualoa, HI	9,439	174	74.1%
Kahaluu-Keauhou, HI	3,381	178	77.8%
Captain Cook, HI	4,378	175	75.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Sparta, IL	4,378	79	21.0%
Whitehouse, OH	4,378	97	3.2%
Tiptonville, TN	4,378	75	24.8%
Broad Brook, CT	4,377	115	15.3%
Empire, CA	4,379	100	0.1%
Captain Cook, HI	4,378	175	75.0%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.