B
10%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
38%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Johnston Iowa National
Cost of living11089100
Groceries10097100
Health care9796100
Housing13874100
Transportation9897100
Utilities9795100
Lifestyle & Entertainment9895100
Household Items9697100
Education & Childcare9794100
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An Overview of Cost of Living in Johnston, IA

Are you thinking about relocating, but curious about the potential cost of living in Johnston? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Johnston stands at 110, making it 10% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Johnston closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Johnston can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

When it comes to the cost of living in Johnston, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 37.8% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

What Do Locals Say About the Cost of Living in Johnston?

Nobody knows their city better than the people who actually live there. So, we asked 10 local residents how they would rate the cost of living in Johnston and this is how they responded. 60% of people said that the cost of living was affordable, with prices decreasing, while 40% of people said that the cost of living was very expensive and prices continue to rise.

Is Johnston Affordable?

Is Johnston affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Johnston, the median home price is 46.4% higher than the national average and monthly rent prices are 17.7% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Johnston boasting a median household income of $139,721, 71.8% higher than the national average.

What Factors can Influence the Cost of Living in Johnston?

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Johnston, the utilities index is 2.7% lower than the national average.

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Johnston, the groceries index registers 0.5% lower than the national average.

Where is the Data From?

The Johnston cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Johnston is 23% higher than the Iowa average
  • The cost of living in Johnston is 10% higher than the national average
  • Johnston housing is 38% higher than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Johnston

See all the best places to live around Johnston

Compare Johnston, IA Cost of Living

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      Cost of living index
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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$168,510$14,043$3,932$5,056
      Renters$84,451$7,038$1,970$2,534
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Johnston, IA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Johnston, homeowners have a median income of $168,510. Using that number, a maximum of $3,932 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $84,451, which means there is a maximum of $1,970 to be spent on the costs of renting a home or apartment.

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Elkhart, IA709919.2%
      Madrid, IA2,660909.9%
      Woodward, IA1,280918.5%
      Des Moines, IA221,968918.5%
      Sheldahl, IA346927.6%
      Johnston, IA22,8441109.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Frederickson, WA22,84512726.5%
      Patterson, CA22,82713231.8%
      Wilmot, ON22,827n/a 
      Nixa, MO22,872964.1%
      Ruston, LA22,812954.9%
      Johnston, IA22,8441109.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.