Cost Of Living in Jefferson City, TN

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14%

Overall NAT. AVG.

7%

Goods & Services NAT. AVG.

29%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Jefferson City	Tennessee	National
Cost of living	86	89	100
Goods & Services	93	94	100
Groceries	95	98	100
Health care	88	88	100
Housing	71	80	100
Transportation	82	89	100
Utilities	99	93	100

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Cost Of Living Quick Facts

The cost of living in Jefferson City is 4% lower than the Tennessee average
The cost of living in Jefferson City is 14% lower than the national average
Jefferson City housing is 29% lower than the national average
Tennessee general sales tax is 37% higher than the national average
Tennessee state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$59,453	$4,954	$1,387	$1,784
Renters	$23,859	$1,988	$557	$716

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Jefferson City, TN, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Jefferson City homeowners, is $59,453. This would allow for a maximum of $1,387 per month to be spent on housing costs. For renters, the median monthly income is $23,859 which would result in a maximum of $557 to be spent on rental costs.

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

Goods & Services

Item	Jefferson City	National avg.	Difference
Haircut	$23.91	$24.26	1.4%
Beauty Salon	$45.13	$45.56	0.9%
Toothpaste	$3.58	$3.70	3.4%
Shampoo	$1.19	$1.28	7.3%
Movie	$14.09	$12.13	16.1%
Bowling	$19.33	$18.00	7.4%

Groceries

Item	Jefferson City	National avg.	Difference
Ground Beef	$6.20	$5.84	6.1%
Fried Chicken	$1.66	$1.57	5.3%
Milk	$4.67	$4.67	0.0%
Potatoes	$5.02	$4.93	1.7%
Pizza	$11.91	$12.09	1.5%
Beer	$9.97	$10.41	4.2%

Health Care

Item	Jefferson City	National avg.	Difference
Optometrist	$87.33	$125.68	30.5%
Doctor	$108.51	$135.78	20.1%
Dentist	$96.95	$113.29	14.4%
Ibuprofen	$10.49	$10.65	1.5%
Lipitor	$471.32	$468.60	0.6%

Housing

Item	Jefferson City	National avg.	Difference
Home Price	$133,800.00	$184,700.00	27.6%
Avg. Mortgage Payment	$1,808.85	$2,346.69	22.9%
Apartment Rent	$628.00	$949.00	33.8%

Transportation

Item	Jefferson City	National avg.	Difference
Gasoline	$3.08	$3.46	10.9%
Tire Balancing	$51.47	$59.92	14.1%

Utilities

Item	Jefferson City	National avg.	Difference
All Electricity	$161.17	$193.99	16.9%
Phone	$192.18	$192.25	0.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rutledge, TN	1,477	80	19.9%
Luttrell, TN	1,041	81	19.3%
White Pine, TN	2,397	85	15.4%
Morristown, TN	29,887	85	14.9%
New Market, TN	1,576	87	13.4%
Jefferson City, TN	8,220	86	14.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Temple Hills, MD	8,221	119	19.2%
Manhattan, IL	8,218	109	9.2%
Geneseo, NY	8,218	97	2.7%
Dryden, ON	8,222	n/a
Orono, MN	8,217	171	70.6%
Jefferson City, TN	8,220	86	14.1%