Cost of Living in Jefferson City, MT

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A
8%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
22%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Jefferson City Montana National
Cost of living108102100
Groceries102103100
Health care101102100
Housing122101100
Transportation102100100
Utilities102104100
Lifestyle & Entertainment100100100
Household Items101100100
Education & Childcare103102100
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Homes For Sale In Jefferson City, MT

property for sale

2 Elkhorn Way

Jefferson City, MT
property for sale

Tbd Highline Dr

Jefferson City, MT
property for sale

129 Meadowlark Trl

Jefferson City, MT
property for sale

TBD Jefferson St

Jefferson City, MT

Cost Of Living Quick Facts

  • The cost of living in Jefferson City is 6% higher than the Montana average
  • The cost of living in Jefferson City is 8% higher than the national average
  • Jefferson City housing is 22% higher than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Jefferson City

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Compare Jefferson City, MT Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$90,422$7,535$2,110$2,713
      Renters$173,608$14,467$4,051$5,209

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Elkhorn, MT01021.8%
      Boulder, MT1,064946.0%
      East Helena, MT1,7311022.0%
      Basin, MT2771088.3%
      Helena, MT33,8201109.8%
      Jefferson City, MT6141087.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bodega, CA614230130.2%
      Lake Mystic, FL6141022.1%
      Funston, GA6148514.9%
      Notus, ID614909.5%
      Denver, IN6148416.0%
      Jefferson City, MT6141087.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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