Cost of Living in Jay, OK

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20%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
52%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Jay Oklahoma National
Cost of living8088100
Groceries9896100
Health care9495100
Housing4870100
Transportation9796100
Utilities9396100
Lifestyle & Entertainment9294100
Household Items9397100
Education & Childcare8793100
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Homes For Sale In Jay, OK

property for sale

58930 E 332 Rd

Jay, OK
property for sale

1019 N 7th St

Jay, OK
property for sale

37308 US Highway 59

Jay, OK
property for sale

33021 S 625 RD

Jay, OK
See the Newest Homes For Sale In Jay, OK

Cost Of Living Quick Facts

  • The cost of living in Jay is 9% lower than the Oklahoma average
  • The cost of living in Jay is 20% lower than the national average
  • Jay housing is 52% lower than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 90% lower than the national average

Most Affordable Places to Live in and Around Jay

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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$63,237$5,270$1,475$1,897
      Renters$30,474$2,540$711$914

      Oklahoma Sales Tax

      State General Sales Tax With Max Surtax
      Oklahoma 4.5% 11%

      Oklahoma Income Tax

      State Income Tax (Low) Income Tax (High)
      Oklahoma 0.25% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dodge, OK41946.0%
      Maysville, AR341946.0%
      Deer Lick, OK100946.0%
      Brush Creek, OK122946.0%
      Sycamore, OK0946.0%
      Jay, OK2,6178019.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      West Belmar, NJ2,61713938.8%
      Rhinebeck, NY2,61713535.2%
      East Cleveland, TN2,6178416.0%
      Riverbend, WA2,61715251.8%
      Division No. 22, Unorganized, MB2,616n/a 
      Jay, OK2,6178019.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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