Cost of Living in Jal, NM

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16%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
47%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Jal New Mexico National
Cost of living8494100
Groceries9798100
Health care9798100
Housing5385100
Transportation9898100
Utilities9897100
Lifestyle & Entertainment9596100
Household Items10098100
Education & Childcare9496100
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Homes For Sale In Jal, NM

property for sale

27 General Camp F St

Jal, NM
property for sale

311 N Wink St

Jal, NM
property for sale

322 N 5th St

Jal, NM
property for sale

TBD E Merryman Ave

Jal, NM
See the Newest Homes For Sale In Jal, NM

Cost Of Living Quick Facts

  • The cost of living in Jal is 11% lower than the New Mexico average
  • The cost of living in Jal is 16% lower than the national average
  • Jal housing is 47% lower than the national average
  • New Mexico general sales tax is 2% lower than the national average
  • New Mexico state income tax is 35% lower than the national average

Most Affordable Places to Live in and Around Jal

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$83,982$6,999$1,959$2,520
      Renters$81,921$6,827$1,911$2,458

      New Mexico Sales Tax

      State General Sales Tax With Max Surtax
      New Mexico 5% 8.688%

      New Mexico Income Tax

      State Income Tax (Low) Income Tax (High)
      New Mexico 1.7% 5.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Jal, NM1,9168416.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Westover, AL1,916991.5%
      Holley, NY1,915954.9%
      St. Johnsville, NY1,915928.0%
      Shenorock, NY1,91713534.7%
      Groton, SD1,915946.5%
      Jal, NM1,9168416.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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