Cost of Living in Jackson, AL

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13%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
33%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Jackson Alabama National
Cost of living8789100
Groceries9796100
Health care9395100
Housing6774100
Transportation9795100
Utilities10197100
Lifestyle & Entertainment9894100
Household Items9696100
Education & Childcare9293100
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Homes For Sale In Jackson, AL

property for sale

2100 Catherine St

Jackson, AL
property for sale

Bluesprings Cir

Jackson, AL
property for sale

105 Baileyshire Ln

Jackson, AL
property for sale

College Ave

Jackson, AL
See the Newest Homes For Sale In Jackson, AL

Cost Of Living Quick Facts

  • The cost of living in Jackson is 2% lower than the Alabama average
  • The cost of living in Jackson is 13% lower than the national average
  • Jackson housing is 33% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Jackson

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      Salary Calculator

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      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$82,176$6,848$1,917$2,466
      Renters$22,787$1,899$532$684
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Jackson, AL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Jackson homeowners, is $82,176. This would allow for a maximum of $1,917 per month to be spent on housing costs. For renters, the median monthly income is $22,787 which would result in a maximum of $532 to be spent on rental costs.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Carlton, AL58963.7%
      St. Stephens, AL179963.7%
      Rockville, AL18963.7%
      Whatley, AL2888119.4%
      Grove Hill, AL2,0888713.1%
      Jackson, AL4,8448712.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Samoset, FL4,844973.3%
      Brielle, NJ4,84417575.3%
      Baldwin City, KS4,845946.3%
      Rio Bravo, TX4,8458217.6%
      Auburn, IL4,846937.4%
      Jackson, AL4,8448712.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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