Cost Of Living in Irwin, MO

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6%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Irwin	Missouri	National
Cost of living	94	90	100
Groceries	95	96	100
Health care	94	97	100
Housing	n/a	77	100
Transportation	99	96	100
Utilities	93	95	100
Lifestyle & Entertainment	92	95	100
Household Items	95	97	100
Education & Childcare	91	95	100

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Homes For Sale In Irwin, MO

587 NW 1st Ln

Lamar, MO

Cost Of Living Quick Facts

The cost of living in Irwin is 5% higher than the Missouri average
The cost of living in Irwin is 6% lower than the national average
Irwin housing is 17% lower than the national average
Missouri general sales tax is 17% lower than the national average
Missouri state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Missouri Sales Tax

State	General Sales Tax	With Max Surtax
Missouri	4.225%	10.85%

Missouri Income Tax

State	Income Tax (Low)	Income Tax (High)
Missouri	2%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Milford, MO	3	94	5.5%
Milo, MO	44	94	5.5%
Golden City, MO	652	77	23.1%
Sheldon, MO	420	78	21.9%
Liberal, MO	691	78	21.7%
Irwin, MO	23	94	5.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Oak Hill, AL	23	91	9.3%
Parshall, CO	23	106	5.6%
Dana, IA	23	70	29.9%
Pioneer, IA	23	95	5.3%
Detroit, IL	23	79	20.6%
Irwin, MO	23	94	5.5%