Cost Of Living in Indian Head, MD

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B

11%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

29%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Indian Head	Maryland	National
Cost of living	111	121	100
Groceries	103	105	100
Health care	103	109	100
Housing	129	151	100
Transportation	104	109	100
Utilities	105	108	100
Lifestyle & Entertainment	101	109	100
Household Items	100	105	100
Education & Childcare	111	112	100

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Homes For Sale In Indian Head, MD

36 Riverside Run Dr

Indian Head, MD

3362 Lox St

Indian Head, MD

29 Poplar Ln E

Indian Head, MD

30 Delta Pl

Indian Head, MD

Cost Of Living Quick Facts

The cost of living in Indian Head is 8% lower than the Maryland average
The cost of living in Indian Head is 11% higher than the national average
Indian Head housing is 29% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$112,851	$9,404	$2,633	$3,386
Renters	$46,501	$3,875	$1,085	$1,395

To approximate the cost of living and the housing affordability in Indian Head, MD, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Indian Head have a median income of $112,851. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,633 per month to avoid calamity and poverty. The renters in the city have an income of about $46,501, which would make their monthly maximum allowable rental costs $1,085.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Port Tobacco Village, MD	4	110	10.1%
Rose Hill CDP (Lee County), VA	731	89	11.0%
Potomac Heights, MD	1,295	90	10.5%
Woodlawn CDP (Carroll County), VA	2,334	89	11.3%
Boswell's Corner, VA	1,479	94	5.6%
Indian Head, MD	3,894	111	11.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mountain View, NC	3,893	93	6.7%
Leisure Village East, NJ	3,893	109	9.2%
Hohenwald, TN	3,893	82	17.7%
Larch Way, WA	3,895	156	55.9%
Warner County No. 5, AB	3,892	n/a
Indian Head, MD	3,894	111	11.4%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Indian Head, MD

Homes For Sale In Indian Head, MD

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Indian Head

Compare Indian Head, MD Cost of Living

The best places in Maryland

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population