Cost Of Living in Indian Beach, NC

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F

39%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

133%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Indian Beach	North Carolina	National
Cost of living	139	96	100
Groceries	99	100	100
Health care	99	99	100
Housing	233	88	100
Transportation	99	99	100
Utilities	97	99	100
Lifestyle & Entertainment	97	100	100
Household Items	101	100	100
Education & Childcare	94	100	100

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Homes For Sale In Indian Beach, NC

111 Sea Isle North Dr Unit & Slip 7

Indian Beach, NC

1010 Salter Path Rd Unit 6

Mariner'S Point, At

109 Ocean Bluff Dr

Atlantic Beach, NC

1701 Salter Path Rd Unit A-103

Indian Beach, NC

Cost Of Living Quick Facts

The cost of living in Indian Beach is 45% higher than the North Carolina average
The cost of living in Indian Beach is 39% higher than the national average
Indian Beach housing is 133% higher than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$140,906	$11,742	$3,288	$4,228
Renters	$0	$0	$0	$0

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Peletier, NC	669	93	7.4%
Havelock, NC	20,409	95	5.2%
Newport, NC	4,772	97	3.3%
Broad Creek, NC	2,356	98	2.0%
Beaufort, NC	4,520	102	1.5%
Indian Beach, NC	188	139	38.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Humnoke, AR	188	78	22.3%
Beaver Valley, AZ	188	104	3.6%
Fort Apache, AZ	188	84	15.7%
San Simon, AZ	188	78	22.3%
Litchfield, CA	188	104	3.8%
Indian Beach, NC	188	139	38.7%