| Index | Hudson | Wisconsin | National |
| Cost of living | 111 | 96 | 100 |
| Groceries | 99 | 99 | 100 |
| Health care | 99 | 98 | 100 |
| Housing | 138 | 89 | 100 |
| Transportation | 98 | 98 | 100 |
| Utilities | 103 | 101 | 100 |
| Lifestyle & Entertainment | 102 | 98 | 100 |
| Household Items | 97 | 99 | 100 |
| Education & Childcare | 105 | 98 | 100 |
Understanding the cost of living in Hudson can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Hudson cost of living index is 111, which is 11% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Housing costs make up a big chunk of the cost of living in Hudson, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 37.7% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Wondering if Hudson is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Hudson, for example, the median home price is 39.2% higher than what folks pay nationally, and monthly rent is 34.1% higher than the usual rates. Plus, income levels matter too, with Hudson boasting a median household income of $111,447, which is 37% higher than the national average.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Hudson, the groceries index is 1% lower than the national average.
Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Hudson, the utilities index registers 3.2% higher than the national average.
Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.
The Hudson cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $138,869 | $11,572 | $3,240 | $4,166 |
| Renters | $74,705 | $6,225 | $1,743 | $2,241 |
| State | General Sales Tax | With Max Surtax |
| Wisconsin | 5% | 6.75% |
| State | Income Tax (Low) | Income Tax (High) |
| Wisconsin | 3.54% | 7.65% |
| City | Population | Cost of Living Index | National Avg. |
| Houlton, WI | 109 | 100 | 0.0% |
| Landfall, MN | 819 | 72 | 27.9% |
| Hammond, WI | 2,310 | 96 | 3.6% |
| Somerset, WI | 2,931 | 101 | 0.5% |
| New Richmond, WI | 9,479 | 101 | 1.2% |
| Hudson, WI | 14,446 | 111 | 11.4% |
| City | Population | Cost of Living Index | National Avg. |
| Oak Park, CA | 14,446 | 201 | 100.7% |
| Jericho, NY | 14,448 | 194 | 93.5% |
| Pierre, SD | 14,450 | 97 | 3.2% |
| Youngsville, LA | 14,439 | 107 | 6.5% |
| Wixom, MI | 14,439 | 104 | 3.6% |
| Hudson, WI | 14,446 | 111 | 11.4% |
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