Cost Of Living in Howard, CO

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D+

18%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

49%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Howard	Colorado	National
Cost of living	118	115	100
Groceries	103	104	100
Health care	104	107	100
Housing	149	136	100
Transportation	107	106	100
Utilities	104	108	100
Lifestyle & Entertainment	104	107	100
Household Items	103	105	100
Education & Childcare	110	111	100

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Homes For Sale In Howard, CO

370 Holiday Hills Dr

Howard, CO

1757 Lower Camp Rd

Howard, CO

655 Lower Camp Rd

Howard, CO

716 W Blarney Stone Rd

Howard, CO

Cost Of Living Quick Facts

The cost of living in Howard is 3% higher than the Colorado average
The cost of living in Howard is 18% higher than the national average
Howard housing is 49% higher than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$108,369	$9,031	$2,528	$3,251
Renters	$0	$0	$0	$0

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Smeltertown, CO	74	108	8.4%
Cotopaxi, CO	35	105	4.8%
Coaldale, CO	477	112	12.2%
Salida, CO	5,688	124	24.4%
Poncha Springs, CO	1,069	128	28.4%
Howard, CO	794	118	18.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Laytonville, CA	794	127	27.3%
Hoffman, IL	794	87	13.3%
Leesburg, IN	794	89	11.1%
Racine, OH	794	81	18.9%
Conneautville, PA	794	87	13.2%
Howard, CO	794	118	18.2%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Howard, CO

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

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