Cost of Living in Horseshoe Bay, TX

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C
20%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
74%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Horseshoe Bay Texas National
Cost of living12094100
Groceries9798100
Health care9698100
Housing17483100
Transportation9998100
Utilities103103100
Lifestyle & Entertainment9498100
Household Items9798100
Education & Childcare9298100
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Homes For Sale In Horseshoe Bay, TX

property for sale

146 Coralberry

Horseshoe Bay, TX
property for sale

400 Emerald Way

Horseshoe Bay, TX
property for sale

25384 Quick Draw

Horseshoe Bay, TX
property for sale

1043 Overlook Pkwy

Horseshoe Bay, TX

Cost Of Living Quick Facts

  • The cost of living in Horseshoe Bay is 27% higher than the Texas average
  • The cost of living in Horseshoe Bay is 20% higher than the national average
  • Horseshoe Bay housing is 74% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Horseshoe Bay

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Compare Horseshoe Bay, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$126,432$10,536$2,950$3,793
      Renters$45,510$3,793$1,062$1,365

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kingsland, TX7,438927.8%
      Burnet, TX6,587945.6%
      Granite Shoals, TX5,336945.6%
      Round Mountain, TX149955.3%
      Cottonwood Shores, TX1,661955.1%
      Horseshoe Bay, TX4,25412019.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Rogersville, MO4,2548910.6%
      Park Rapids, MN4,253964.0%
      Pleasant Run Farm, OH4,256946.1%
      Breese, IL4,250945.8%
      Falls City, NE4,2508218.1%
      Horseshoe Bay, TX4,25412019.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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