Cost of Living in Cottonwood Shores, TX

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A+
5%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
10%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cottonwood Shores Texas National
Cost of living9594100
Groceries9798100
Health care9698100
Housing9083100
Transportation9998100
Utilities103103100
Lifestyle & Entertainment9498100
Household Items9798100
Education & Childcare9298100
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Homes For Sale In Cottonwood Shores, TX

property for sale

855 Aspen Ln

Cottonwood Shores, TX
property for sale

103 Kings Way

Horseshoe Bay, TX
property for sale

TBD Driftwood Ln

Cottonwood Shores, TX
property for sale

617 Aspen Ln

Cottonwood Shores, TX

Cost Of Living Quick Facts

  • The cost of living in Cottonwood Shores is 1% higher than the Texas average
  • The cost of living in Cottonwood Shores is 5% lower than the national average
  • Cottonwood Shores housing is 10% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Cottonwood Shores

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Compare Cottonwood Shores, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$67,484$5,624$1,575$2,025
      Renters$68,783$5,732$1,605$2,064

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kingsland, TX7,438927.8%
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      Granite Shoals, TX5,336945.6%
      Round Mountain, TX149955.3%
      Buchanan Dam, TX1,459973.3%
      Cottonwood Shores, TX1,661955.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Le Grand, CA1,6611088.3%
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      Arnaudville, LA1,6618119.0%
      DeLisle, MS1,6611021.8%
      Cedar Glen Lakes, NJ1,661918.5%
      Cottonwood Shores, TX1,661955.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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