A+
8%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
23%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Horizon City Texas National
Cost of living9294100
Groceries9898100
Health care9898100
Housing7783100
Transportation9798100
Utilities103103100
Lifestyle & Entertainment10198100
Household Items9898100
Education & Childcare9998100
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An Overview of Cost of Living in Horizon City, TX

The cost of living in Horizon City affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Horizon City is 92, which is 8% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Horizon City is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is Horizon City Affordable?

Wondering if Horizon City is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Horizon City, for example, the median home price is 33.1% lower than what folks pay nationally, and monthly rent is 1.9% higher than the usual rates. Plus, income levels matter too, with Horizon City boasting a median household income of $81,297, which is 0% equal to the national average.

What Factors can Influence the Cost of Living in Horizon City?

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Horizon City, the standard sales tax rate starts at 6.25%, and the income tax rates commence at 0%.

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Horizon City, the transportation index is 3.5% lower than the national average.

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Where is the Data From?

The Horizon City cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Horizon City is 2% lower than the Texas average
  • The cost of living in Horizon City is 8% lower than the national average
  • Horizon City housing is 23% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Horizon City

See all the best places to live around Horizon City

Compare Horizon City, TX Cost of Living

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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$90,006$7,501$2,100$2,700
      Renters$56,972$4,748$1,329$1,709
      A good way to judge both the affordability of the housing and the cost of living in Horizon City is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Horizon City has a median income of about $90,006 for people who own homes. Based on that number, a maximum of $2,100 should be spent on expenses related to housing. Renters have a slightly different median income, which is $56,972. Based on this average, renters should spend no more than $1,329 on all rental costs if they want to maintain a non-impoverished standard of living.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Butterfield, TX627327.3%
      Fabens, TX4,5878218.5%
      Morning Glory, TX5178217.8%
      Agua Dulce city, TX8578317.1%
      Homestead Meadows South, TX6,3238316.5%
      Horizon City, TX20,136927.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Five Forks, SC20,12212524.9%
      Willmar, MN20,156936.7%
      Niagara-on-the-Lake, ON20,111n/a 
      Oroville, CA20,16811313.4%
      Franconia, VA20,09714039.7%
      Horizon City, TX20,136927.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.