Cost of Living in Holtville, CA

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D+
11%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
7%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Holtville California National
Cost of living111141100
Groceries110111100
Health care113116100
Housing107197100
Transportation113118100
Utilities114119100
Lifestyle & Entertainment115120100
Household Items109111100
Education & Childcare124127100
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Homes For Sale In Holtville, CA

property for sale

1905 E Underwood Rd

Holtville, CA
property for sale

561 Orange Ave

Holtville, CA
property for sale

1504 E 10th St

Holtville, CA
property for sale

1986 Rubin Rd

Holtville, CA
See the Newest Homes For Sale In Holtville, CA

Cost Of Living Quick Facts

  • The cost of living in Holtville is 21% lower than the California average
  • The cost of living in Holtville is 11% higher than the national average
  • Holtville housing is 7% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Holtville

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Compare Holtville, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$104,889$8,741$2,447$3,147
      Renters$28,096$2,341$656$843
      A good way to judge both the affordability of the housing and the cost of living in Holtville is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Holtville has a median income of about $104,889 for people who own homes. Based on that number, a maximum of $2,447 should be spent on expenses related to housing. Renters have a slightly different median income, which is $28,096. Based on this average, renters should spend no more than $656 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      El Centro, CA45,03711111.3%
      Heber, CA8,61811312.9%
      Brawley, CA26,69111212.0%
      Calexico, CA41,12911514.6%
      Imperial, CA19,30311818.5%
      Holtville, CA6,34411111.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Port Clinton, OH6,3458515.0%
      Clyde, OH6,3428515.2%
      Orange City, IA6,341955.5%
      Osprey, FL6,34916161.4%
      Walpole, MA6,33814443.8%
      Holtville, CA6,34411111.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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