Cost of Living in Highland, NY

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D-
19%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Highland New York National
Cost of living119121100
Groceries107106100
Health care107110100
Housing142144100
Transportation108113100
Utilities109112100
Lifestyle & Entertainment112111100
Household Items107106100
Education & Childcare112118100
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Homes For Sale In Highland, NY

property for sale

227 Lily Lake Rd

Highland, NY
property for sale

Rt-55 Ave

Highland, NY
property for sale

21 Jenkins Ln

Highland, NY
property for sale

60 Palazzo Ln

Highland, NY

Cost Of Living Quick Facts

  • The cost of living in Highland is 2% lower than the New York average
  • The cost of living in Highland is 19% higher than the national average
  • Highland housing is 42% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Highland

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      Salary Calculator

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      Transportation index
      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$156,379$13,032$3,649$4,692
      Renters$66,266$5,522$1,546$1,988
      A good way to judge both the affordability of the housing and the cost of living in Highland is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Highland has a median income of about $156,379 for people who own homes. Based on that number, a maximum of $3,649 should be spent on expenses related to housing. Renters have a slightly different median income, which is $66,266. Based on this average, renters should spend no more than $1,546 on all rental costs if they want to maintain a non-impoverished standard of living.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Salt Point, NY1981098.5%
      Rifton, NY5271098.5%
      Accord, NY5721021.7%
      High Falls, NY4301044.1%
      Newburgh, NY28,8111065.5%
      Highland, NY6,16511918.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Shaw Heights, CO6,16512525.5%
      East Alton, IL6,1658316.6%
      Raton, NM6,164928.2%
      Mulvane, KS6,1668911.1%
      Saranap, CA6,163222122.4%
      Highland, NY6,16511918.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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