Cost Of Living in Highland Heights, KY

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6%

Overall NAT. AVG.

2%

Goods & Services NAT. AVG.

25%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Highland Heights	Kentucky	National
Cost of living	94	90	100
Goods & Services	102	101	100
Groceries	102	101	100
Health care	103	84	100
Housing	75	70	100
Transportation	102	92	100
Utilities	100	104	100

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Cost Of Living Quick Facts

The cost of living in Highland Heights is 4% higher than the Kentucky average
The cost of living in Highland Heights is 6% lower than the national average
Highland Heights housing is 25% lower than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$53,611	$4,468	$1,251	$1,608
Renters	$29,833	$2,486	$696	$895

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Highland Heights, KY, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Highland Heights, homeowners have a median income of $53,611. Using that number, a maximum of $1,251 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $29,833, which means there is a maximum of $696 to be spent on the costs of renting a home or apartment.

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Goods & Services

Item	Highland Heights	National avg.	Difference
Haircut	$25.13	$24.26	3.6%
Beauty Salon	$37.93	$45.56	16.7%
Toothpaste	$3.60	$3.70	2.7%
Shampoo	$1.27	$1.28	0.6%
Movie	$14.35	$12.13	18.3%
Bowling	$17.56	$18.00	2.5%

Groceries

Item	Highland Heights	National avg.	Difference
Ground Beef	$5.91	$5.84	1.2%
Fried Chicken	$1.72	$1.57	9.1%
Milk	$4.80	$4.67	2.7%
Potatoes	$5.05	$4.93	2.3%
Pizza	$11.92	$12.09	1.4%
Beer	$10.63	$10.41	2.1%

Health Care

Item	Highland Heights	National avg.	Difference
Optometrist	$105.42	$125.68	16.1%
Doctor	$159.40	$135.78	17.4%
Dentist	$106.67	$113.29	5.8%
Ibuprofen	$10.68	$10.65	0.3%
Lipitor	$497.02	$468.60	6.1%

Housing

Item	Highland Heights	National avg.	Difference
Home Price	$121,700.00	$184,700.00	34.1%
Avg. Mortgage Payment	$1,993.26	$2,346.69	15.1%
Apartment Rent	$912.00	$949.00	3.9%

Transportation

Item	Highland Heights	National avg.	Difference
Gasoline	$3.27	$3.46	5.6%
Tire Balancing	$73.09	$59.92	22.0%

Utilities

Item	Highland Heights	National avg.	Difference
All Electricity	$197.10	$193.99	1.6%
Phone	$186.48	$192.25	3.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Plainville, OH	153	102	1.7%
Dillonvale village, OH	645	83	16.6%
Elmwood Place, OH	2,071	84	16.4%
Moscow, OH	94	85	15.4%
Arlington Heights, OH	827	85	14.7%
Highland Heights, KY	7,372	94	6.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Gabriel, LA	7,374	95	4.6%
Edwardsburgh/Cardinal, ON	7,376	n/a
Waikoloa Village, HI	7,366	174	74.3%
Ben Lomond, CA	7,378	190	90.0%
Sanibel, FL	7,378	162	62.4%
Highland Heights, KY	7,372	94	6.3%