B-
16%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
38%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hialeah Gardens Florida National
Cost of living116102100
Groceries104102100
Health care105104100
Housing13897100
Transportation107103100
Utilities109110100
Lifestyle & Entertainment110104100
Household Items105102100
Education & Childcare114106100
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An Overview of Cost of Living in Hialeah Gardens, FL

Knowing the cost of living in Hialeah Gardens allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Hialeah Gardens stands at 116, marking it 16% higher than the national average.

Housing costs significantly influence the Hialeah Gardens cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 37.7%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

Is Hialeah Gardens Affordable?

Is Hialeah Gardens an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Hialeah Gardens is 28.7% higher than the national average, while the average monthly rent prices are 58.9% higher than average. The affordability of any location can also be influenced by median income levels. Hialeah Gardens has a median household income of $78,462, which is 3.5% lower than the national average.

What Factors can Influence the Cost of Living in Hialeah Gardens?

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Hialeah Gardens, healthcare costs are 4.6% higher than the national average.

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Hialeah Gardens, the housing index stands at 37.7% higher than the national average.

Where is the Data From?

The Hialeah Gardens cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Hialeah Gardens is 14% higher than the Florida average
  • The cost of living in Hialeah Gardens is 16% higher than the national average
  • Hialeah Gardens housing is 38% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Hialeah Gardens

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,035$7,586$2,124$2,731
      Renters$66,669$5,556$1,556$2,000
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Hialeah Gardens, FL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Hialeah Gardens, homeowners have a median income of $91,035. Using that number, a maximum of $2,124 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $66,669, which means there is a maximum of $1,556 to be spent on the costs of renting a home or apartment.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Medley, FL1,0768910.7%
      Pembroke Park, FL6,9708911.0%
      Gladeview, FL13,938991.4%
      Opa-locka, FL16,6101011.2%
      West Little River, FL33,2291043.6%
      Hialeah Gardens, FL24,40011616.3%

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      City Population Cost of Living Index National Avg.
      West Puente Valley, CA24,39814747.1%
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      Calabasas, CA24,363239138.6%
      Hialeah Gardens, FL24,40011616.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.