Cost Of Living in Helena Valley Southeast, MT

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A+

6%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

15%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Helena Valley Southeast	Montana	National
Cost of living	106	102	100
Groceries	102	103	100
Health care	101	102	100
Housing	115	101	100
Transportation	102	100	100
Utilities	102	104	100
Lifestyle & Entertainment	100	100	100
Household Items	101	100	100
Education & Childcare	103	102	100

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Homes For Sale In Helena Valley Southeast, MT

2640 Cody Dr

East Helena, MT

3463 Birkland Dr

Helena, MT

3120 Baldy Dr

Helena, MT

4050 Remington St

East Helena, MT

Cost Of Living Quick Facts

The cost of living in Helena Valley Southeast is 4% higher than the Montana average
The cost of living in Helena Valley Southeast is 6% higher than the national average
Helena Valley Southeast housing is 15% higher than the national average
Montana general sales tax is 100% lower than the national average
Montana state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$112,210	$9,351	$2,618	$3,367
Renters	$47,220	$3,935	$1,102	$1,417

The affordability of the housing market in Helena Valley Southeast, MT as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Helena Valley Southeast homeowners, the median income is $112,210. This indicates that a monthly maximum of $2,618 should be spent by homeowners on all housing related costs. Renters have a median income of $47,220. This indicates that renters would have a maximum of $1,102 for their rent related monthly costs.

Montana Sales Tax

State	General Sales Tax	With Max Surtax
Montana	0%	0%

Montana Income Tax

State	Income Tax (Low)	Income Tax (High)
Montana	1%	6.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
East Helena, MT	1,731	102	2.0%
Helena, MT	33,820	110	9.8%
Helena Valley Northwest, MT	4,403	112	11.8%
Winston, MT	326	112	12.1%
Helena Valley West Central, MT	8,319	113	13.3%
Helena Valley Southeast, MT	8,816	106	5.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
New Square, NY	8,816	156	55.9%
Barre, VT	8,816	98	2.0%
Manteno, IL	8,817	102	2.0%
Independence, KS	8,817	82	18.0%
Cypress County, AB	8,817	n/a
Helena Valley Southeast, MT	8,816	106	5.8%