Cost Of Living in Heidelberg, MN

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B

7%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

27%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Heidelberg	Minnesota	National
Cost of living	107	100	100
Groceries	98	100	100
Health care	100	100	100
Housing	127	100	100
Transportation	97	100	100
Utilities	100	104	100
Lifestyle & Entertainment	98	100	100
Household Items	98	100	100
Education & Childcare	95	99	100

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Homes For Sale In Heidelberg, MN

17976 320th St

New Prague, MN

3X 314th St

, MN

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Cost Of Living Quick Facts

The cost of living in Heidelberg is 7% higher than the Minnesota average
The cost of living in Heidelberg is 7% higher than the national average
Heidelberg housing is 27% higher than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$139,381	$11,615	$3,252	$4,182
Renters	$0	$0	$0	$0

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Kilkenny, MN	123	93	7.5%
Le Center, MN	2,727	93	7.0%
Le Sueur, MN	4,135	94	5.6%
Cleveland, MN	819	95	4.7%
Henderson, MN	949	95	4.6%
Heidelberg, MN	221	107	6.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Nanwalek, AK	221	107	6.7%
Morrison Crossroads, AL	221	99	0.6%
Burdette, AR	221	87	13.2%
Fort Washington, CA	221	158	57.5%
Franktown, CO	221	105	5.3%
Heidelberg, MN	221	107	6.8%