| Index | Head of the Harbor | New York | National |
| Cost of living | 204 | 117 | 100 |
| Goods & Services | 113 | 108 | 100 |
| Groceries | 105 | 102 | 100 |
| Health care | 110 | 103 | 100 |
| Housing | 418 | 145 | 100 |
| Transportation | 102 | 105 | 100 |
| Utilities | 131 | 100 | 100 |
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $211,667 | $17,639 | $4,939 | $6,351 |
| Renters | $240,000 | $20,000 | $5,600 | $7,201 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| Item | Head of the Harbor | National avg. | Difference |
| Haircut | $32.33 | $24.26 | 33.3% |
| Beauty Salon | $48.56 | $45.56 | 6.6% |
| Toothpaste | $3.66 | $3.70 | 1.1% |
| Shampoo | $1.50 | $1.28 | 17.4% |
| Movie | $13.76 | $12.13 | 13.4% |
| Bowling | $19.63 | $18.00 | 9.0% |
| Item | Head of the Harbor | National avg. | Difference |
| Ground Beef | $6.34 | $5.84 | 8.6% |
| Fried Chicken | $1.61 | $1.57 | 2.4% |
| Milk | $4.73 | $4.67 | 1.2% |
| Potatoes | $5.03 | $4.93 | 1.9% |
| Pizza | $10.07 | $12.09 | 16.7% |
| Beer | $10.62 | $10.41 | 2.0% |
| Item | Head of the Harbor | National avg. | Difference |
| Optometrist | $140.10 | $125.68 | 11.5% |
| Doctor | $143.23 | $135.78 | 5.5% |
| Dentist | $123.00 | $113.29 | 8.6% |
| Ibuprofen | $11.00 | $10.65 | 3.3% |
| Lipitor | $401.34 | $468.60 | 14.4% |
| Item | Head of the Harbor | National avg. | Difference |
| Home Price | $950,000.00 | $184,700.00 | 414.3% |
| Avg. Mortgage Payment | $1,857.27 | $2,346.69 | 20.9% |
| Apartment Rent | $1,827.00 | $949.00 | 92.5% |
| Item | Head of the Harbor | National avg. | Difference |
| Gasoline | $3.33 | $3.46 | 3.7% |
| Tire Balancing | $57.68 | $59.92 | 3.7% |
| Item | Head of the Harbor | National avg. | Difference |
| All Electricity | $281.67 | $193.99 | 45.2% |
| Phone | $185.16 | $192.25 | 3.7% |
| City | Population | Cost of Living Index | National Avg. |
| Stony Brook University, NY | 8,574 | 112 | 12.4% |
| Middle Island, NY | 11,030 | 124 | 24.2% |
| Wyandanch, NY | 11,632 | 127 | 26.6% |
| Ridge, NY | 13,537 | 127 | 26.5% |
| Sound Beach, NY | 7,080 | 127 | 27.4% |
| Head of the Harbor, NY | 1,454 | 204 | 104.0% |
| City | Population | Cost of Living Index | National Avg. |
| Noank, CT | 1,454 | 129 | 29.3% |
| Griggsville, IL | 1,454 | 78 | 21.5% |
| Long Creek, IL | 1,454 | 83 | 16.8% |
| Babbitt, MN | 1,454 | 87 | 12.6% |
| Goodman, MO | 1,454 | 81 | 19.2% |
| Head of the Harbor, NY | 1,454 | 204 | 104.0% |
Here are the best places to live in New York
These are the largest cities in New York
Most Dangerous Cities In The US
Check out the 10 safest cities in New York