Cost Of Living in Havelock, IA

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A+

23%

Overall NAT. AVG.

1%

Goods & Services NAT. AVG.

76%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Havelock	Iowa	National
Cost of living	77	90	100
Goods & Services	101	96	100
Groceries	98	97	100
Health care	110	99	100
Housing	24	73	100
Transportation	97	98	100
Utilities	96	96	100

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Cost Of Living Quick Facts

The cost of living in Havelock is 14% lower than the Iowa average
The cost of living in Havelock is 23% lower than the national average
Havelock housing is 76% lower than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$51,250	$4,271	$1,196	$1,538
Renters	$29,250	$2,438	$682	$878

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Goods & Services

Item	Havelock	National avg.	Difference
Haircut	$24.39	$24.26	0.5%
Beauty Salon	$40.50	$45.56	11.1%
Toothpaste	$3.81	$3.70	2.8%
Shampoo	$1.42	$1.28	10.9%
Movie	$8.29	$12.13	31.7%
Bowling	$20.00	$18.00	11.1%

Groceries

Item	Havelock	National avg.	Difference
Ground Beef	$6.53	$5.84	11.8%
Fried Chicken	$1.36	$1.57	13.3%
Milk	$4.72	$4.67	1.1%
Potatoes	$5.02	$4.93	1.8%
Pizza	$12.12	$12.09	0.3%
Beer	$9.65	$10.41	7.3%

Health Care

Item	Havelock	National avg.	Difference
Optometrist	$159.11	$125.68	26.6%
Doctor	$176.92	$135.78	30.3%
Dentist	$107.00	$113.29	5.5%
Ibuprofen	$10.54	$10.65	1.1%
Lipitor	$512.13	$468.60	9.3%

Housing

Item	Havelock	National avg.	Difference
Home Price	$21,300.00	$184,700.00	88.5%
Avg. Mortgage Payment	$2,009.00	$2,346.69	14.4%
Apartment Rent	$494.00	$949.00	47.9%

Transportation

Item	Havelock	National avg.	Difference
Gasoline	$3.38	$3.46	2.3%
Tire Balancing	$57.22	$59.92	4.5%

Utilities

Item	Havelock	National avg.	Difference
All Electricity	$182.60	$193.99	5.9%
Phone	$187.02	$192.25	2.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bradgate, IA	133	75	24.8%
Varina, IA	39	76	24.4%
Curlew, IA	67	77	23.4%
Plover, IA	97	77	23.1%
Rodman, IA	24	78	22.3%
Havelock, IA	132	77	23.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Yellow Bluff, AL	132	78	22.2%
Vallecito, CA	132	133	32.8%
Otter Creek, FL	132	71	29.2%
Blockton, IA	132	74	25.6%
Geneva, IA	132	77	22.7%
Havelock, IA	132	77	23.4%