Cost of Living in Havelock, IA

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27%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
76%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Havelock Iowa National
Cost of living7389100
Groceries9897100
Health care9596100
Housing2474100
Transportation9697100
Utilities9295100
Lifestyle & Entertainment9295100
Household Items9897100
Education & Childcare9094100
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Cost Of Living Quick Facts

  • The cost of living in Havelock is 18% lower than the Iowa average
  • The cost of living in Havelock is 27% lower than the national average
  • Havelock housing is 76% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Havelock

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,311$6,276$1,757$2,260
      Renters$43,341$3,612$1,011$1,300

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bradgate, IA1397227.8%
      Varina, IA417326.8%
      Curlew, IA697426.3%
      Plover, IA997426.2%
      Ayrshire, IA1487624.4%
      Havelock, IA1367326.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Pitkas Point, AK136981.8%
      Lester, AL1368416.1%
      McKittrick, CA136937.3%
      Vallecito, CA13613939.1%
      Volta, CA13611414.3%
      Havelock, IA1367326.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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