| Index | Hartselle | Alabama | National |
| Cost of living | 90 | 89 | 100 |
| Groceries | 95 | 96 | 100 |
| Health care | 98 | 95 | 100 |
| Housing | 79 | 74 | 100 |
| Transportation | 93 | 95 | 100 |
| Utilities | 98 | 97 | 100 |
| Lifestyle & Entertainment | 92 | 94 | 100 |
| Household Items | 95 | 96 | 100 |
| Education & Childcare | 91 | 93 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Hartselle? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Hartselle stands at 90, making it 10% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
When it comes to knowing a city, its residents are the experts. We conducted a survey with 5 locals to understand their opinions on the cost of living in Hartselle. The results indicated that 80% found it reasonably priced with decreasing prices of goods and services, while 20% viewed it as quite expensive, with increasing prices.
Is Hartselle an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Hartselle, the median home price is 19.2% lower than what most folks pay across the country, and monthly rent prices are 26.5% lower than the usual rates. Income levels in Hartselle come in at $85,300, which is 4.9% higher than the national average.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Hartselle, the transportation index stands at 6.6% lower than the national average.
Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Hartselle, the baseline sales tax rate begins at 4%, and income tax rates start at 2%.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Hartselle, the utilities index registers at 1.6% lower than the national average.
The cost of living data for Hartselle shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
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| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $115,802 | $9,650 | $2,702 | $3,474 |
| Renters | $46,722 | $3,894 | $1,090 | $1,402 |
| State | General Sales Tax | With Max Surtax |
| Alabama | 4% | 13.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Alabama | 2% | 5% |
| City | Population | Cost of Living Index | National Avg. |
| Somerville, AL | 667 | 82 | 18.4% |
| Falkville, AL | 1,410 | 84 | 15.7% |
| West Point, AL | 484 | 88 | 12.5% |
| South Vinemont, AL | 621 | 88 | 11.9% |
| Trinity, AL | 2,678 | 89 | 10.7% |
| Hartselle, AL | 14,752 | 90 | 10.1% |
| City | Population | Cost of Living Index | National Avg. |
| Scottsboro, AL | 14,746 | 86 | 14.3% |
| Rio Grande City, TX | 14,759 | 85 | 14.7% |
| Lakewood Park, FL | 14,760 | 101 | 1.1% |
| Glens Falls, NY | 14,740 | 104 | 4.0% |
| Beeville, TX | 14,764 | 87 | 13.4% |
| Hartselle, AL | 14,752 | 90 | 10.1% |
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