Cost Of Living in Harrellsville, NC

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A+

1%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

13%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Harrellsville	North Carolina	National
Cost of living	99	96	100
Groceries	105	100	100
Health care	106	99	100
Housing	87	88	100
Transportation	101	99	100
Utilities	103	99	100
Lifestyle & Entertainment	100	100	100
Household Items	104	100	100
Education & Childcare	112	100	100

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Homes For Sale In Harrellsville, NC

TBD Swain Mill Rd

, NC

118 Apache Rd

Harrellsville, NC

Cost Of Living Quick Facts

The cost of living in Harrellsville is 3% higher than the North Carolina average
The cost of living in Harrellsville is 1% lower than the national average
Harrellsville housing is 13% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$88,165	$7,347	$2,057	$2,645
Renters	$48,983	$4,082	$1,143	$1,470

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Como, NC	118	85	14.8%
Askewville, NC	190	85	15.0%
Winton, NC	860	89	10.7%
Cofield, NC	433	90	9.9%
Ahoskie, NC	4,941	91	9.2%
Harrellsville, NC	183	99	1.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Point Lay, AK	183	101	0.9%
Iuka, KS	183	85	15.1%
Watson, MN	183	82	17.5%
Knox City, MO	183	76	23.8%
Reeds, MO	183	80	19.7%
Harrellsville, NC	183	99	1.0%