Cost of Living in Harpers Ferry, WV

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D
22%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
64%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Harpers Ferry West Virginia National
Cost of living12285100
Groceries10197100
Health care10394100
Housing16462100
Transportation10495100
Utilities10294100
Lifestyle & Entertainment10694100
Household Items10095100
Education & Childcare11291100
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Homes For Sale In Harpers Ferry, WV

property for sale

475 Gray Fox Rd

Harpers Ferry, WV
property for sale

86 Robin Ln

Harpers Ferry, WV
property for sale

65 Floral Ln

Harpers Ferry, WV
property for sale

553 Shannondale Rd

Harpers Ferry, WV

Cost Of Living Quick Facts

  • The cost of living in Harpers Ferry is 43% higher than the West Virginia average
  • The cost of living in Harpers Ferry is 22% higher than the national average
  • Harpers Ferry housing is 64% higher than the national average
  • West Virginia general sales tax is 18% higher than the national average
  • West Virginia state income tax is 16% higher than the national average

Most Affordable Places to Live in and Around Harpers Ferry

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Compare Harpers Ferry, WV Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$168,115$14,010$3,922$5,044
      Renters$0$0$0$0

      West Virginia Sales Tax

      State General Sales Tax With Max Surtax
      West Virginia 6% 7%

      West Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      West Virginia 3% 6.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mercersville, MD1951076.9%
      Trego-Rohrersville Station, MD1051087.7%
      Yarrowsburg, MD2811087.7%
      Antietam, MD471076.9%
      Bakersville, MD01076.9%
      Harpers Ferry, WV34612221.5%

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      City Population Cost of Living Index National Avg.
      Tununak, AK346928.0%
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      Westville, FL3468317.3%
      Concord, GA346918.9%
      Fargo, GA3468316.8%
      Harpers Ferry, WV34612221.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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