Cost of Living in Harpers Ferry, IA

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A+
9%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Harpers Ferry Iowa National
Cost of living9189100
Groceries10097100
Health care9996100
Housing7074100
Transportation9597100
Utilities10495100
Lifestyle & Entertainment10195100
Household Items10097100
Education & Childcare9694100
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Homes For Sale In Harpers Ferry, IA

property for sale

625 Highway 364 Rd Unit 7S

Harpers Ferry, IA
property for sale

1878 Trophy Run Ln

Harpers Ferry, IA
property for sale

133 S 1st St #5

Harpers Ferry, IA
property for sale

2334 Longview Ln

Harpers Ferry, IA

Cost Of Living Quick Facts

  • The cost of living in Harpers Ferry is 1% higher than the Iowa average
  • The cost of living in Harpers Ferry is 9% lower than the national average
  • Harpers Ferry housing is 30% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Harpers Ferry

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$80,447$6,704$1,877$2,414
      Renters$25,170$2,098$587$755

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Steuben, WI1188119.2%
      Waterville, IA1618514.7%
      Wauzeka, WI6948415.6%
      Mount Sterling, WI1348812.1%
      McGregor, IA8618514.8%
      Harpers Ferry, IA253919.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lead Hill, AR2538415.7%
      Lost Bridge Village, AR25311615.5%
      Del Muerto, AZ2537129.0%
      Benton, CA25311616.3%
      Cressey, CA25311515.1%
      Harpers Ferry, IA253919.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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