Cost Of Living in McGregor, IA

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15%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

39%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	McGregor	Iowa	National
Cost of living	85	89	100
Groceries	98	97	100
Health care	96	96	100
Housing	61	74	100
Transportation	96	97	100
Utilities	93	95	100
Lifestyle & Entertainment	97	95	100
Household Items	97	97	100
Education & Childcare	89	94	100

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Homes For Sale In McGregor, IA

Eagle Dr

McGregor, IA

310 Ash St

Mc Gregor, IA

19 Eagle Dr Lot 19 Breezy Pointe Subd

McGregor, IA

523 Main St

Mc Gregor, IA

See the Newest Homes For Sale In McGregor, IA

Cost Of Living Quick Facts

The cost of living in McGregor is 5% lower than the Iowa average
The cost of living in McGregor is 15% lower than the national average
McGregor housing is 39% lower than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$79,356	$6,613	$1,852	$2,381
Renters	$25,278	$2,107	$590	$758

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Farmersburg, IA	380	79	20.9%
St. Olaf, IA	134	80	19.8%
Glen Haven, WI	49	81	19.0%
Waterville, IA	161	85	14.7%
Garnavillo, IA	836	84	16.4%
McGregor, IA	861	85	14.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Blue Ridge, TX	861	97	3.4%
Hanna, WY	861	89	10.6%
Mundare, AB	861	n/a
Sunol, CA	862	226	126.0%
Pendergrass, GA	860	102	2.1%
McGregor, IA	861	85	14.8%